Our Team

Dr. Scott McDonald, CFBS

Principal / Owner of Innovative Financial Planning, LLC

Insurance and Investment Specialist

 

Dr. Scott O. McDonald is a financial advisor and insurance specialist with Innovative Financial Planning.  He received a Bachelors's degree in Biology and a Doctorate degree in Optometry from The University of Houston and  practiced Optometry for 27 years in Asheville, NC. He holds a North Carolina Real Estate Brokers License. He is also the co-founder and principal of Asheville Property Management, Inc., and Innovative Financial Planning, LLC.

Scott started working in the Securities and Insurance Industry because he felt that most people he knew were poorly advised and or poorly prepared for market volatility, economic certainty, and future retirement. He felt that with his knowledge of the financial industry, its products, and his strong business background he could build a client centered business based on honesty, communication, and hard work to help people reach their financial goals. Scott's financial planning methods emphasize a conservative investment management approach utilizing various forms of securities and insurance products to help meet his client's financial goals.

Scott is very experienced in the use of living benefits of whole life insurance to help secure your retirement, build family wealth, leave a legacy to your kids, reduce or eliminate your debt.  He is also very experienced in the use of financing premiums to place large face value life insurance contracts in force for less money out of pocket.

Scott enjoys golf, tennis, and mountain biking. He is involved in many areas of local and glaobal mission work and feels fortunate to have met and gotten to know many wonderful people in those times.

Jason Goldy

Financial Planning Specialist

Jason Goldy specializes in helping families develop an integrated financial plan. He received his bachelor’s degree in Finance and Business Administration from Appalachian State University. Jason began his career in finance as an equity and options trader. His desire to provide the most effective service to clients led him to become a financial planner. His goal is to work with each family to find the financial solutions that will benefit their lives.

Jason lives in Lake Wylie, NC with family. He is a board member for the Hands N Feet Foundation, an organization that distributes gloves and socks to those in need during the winter months. In his free time, Jason enjoys mountain biking and playing golf.

Lou Galletto

Investment Planning Specialist

Lou Galletto is a specialist in investments and retirement planning. He received his degree in Business Management from Marietta College in Ohio. His career in finance began as a retail broker on Wall Street before becoming a financial advisor. He is currently the Wealth Management Services and Retirement Plan Specialist at HF Financial. He serves as the liaison between a seasoned team of investment planners and the private wealth managers that work directly with local clients.

Lou currently resides in Charlotte, NC with his wife and four children.  He is an avid sports fan and serves as the team captain for a local hockey club. He dedicates some time to community service through sports ministries and support group facilitation at Calvary Church in Charlotte

Megan McDonald

Megan McDonald  Is a graduate of Virginia Tech with a degree in Hospitality and Tourism Management from the Pamplin College of Business.  She is Insuranced Licensed and currently serves as th office manager and administrative assistant for the the firm.