Offering Strategic Wealth Management and Insurance Planning to Businesses and Individuals

Innovative Financial Planning, LLC is a comprehensive financial planning and wealth management firm.

Our philosophy is to provide our clients with the utmost in both personal and professional service. We have entered cooperative relationships with MML Investors Services, LLC, Associates to offer Investment Advisory Services and employee benefit plans, and Massachusetts Mutual Life Insurance Company (MassMutual) to offer Comprehensive Insurance Services, including Premium Financed Insurance Products.

Our mission is to create and maintain wealth for our clients through long term effective asset management and insurance strategies to maximize safety , growth,  and utilization of the living benefits of participating whole life insurance.

We build client relationships based on trust, competent professional advice, continual communication and prompt personal service. Our success is based on our avid commitment to researching all the best strategies, products and companies in the market and making personalized recommendations based on our client's wants and needs.

Licensing

Our Financial Service Representatives combine their education in financial services with their knowledge of the ever-changing insurance industry landscape to provide you with solutions for your unique situation. All Financial Service Representatives must pass comprehensive exams to obtain a license to sell products in your state. Insurance .  Our offices are licensed to sell insurance products in the following jurisdictions: Scott O. McDonald (Domicile NC  CA license # 0K51406, FL,GA,MD,MS,NC,NY

Securities 

We also have agents licensed to sell securities in the following jurisdictions: Scott O. McDonald (Domicile NC)  NC,MD,FL,KY,OK,SC,TN,MS .  We cannot communicate with, nor respond to, requests from customers who reside in jurisdictions where we are not licensed to conduct insurance and/or securities business. 

Our Financial Planning Process Explained in a short Video

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