Our Team

Dr. Scott McDonald, CFBS

Principal / Owner of Innovative Financial Planning, LLC

Insurance and Investment Specialist


Dr. Scott O. McDonald is a financial advisor and insurance professional with Innovative Financial Planning.  He received a Bachelors's degree in Biology and a Doctorate degree in Optometry from The University of Houston and  practiced Optometry for 27 years in Asheville, NC. He holds a North Carolina Real Estate Brokers License. He is also the co-founder and principal of Asheville Property Management, Inc., and Innovative Financial Planning, LLC.

Scott started working in the Securities and Insurance Industry because he felt that most people he knew were poorly advised and or poorly prepared for market volatility, economic certainty, and future retirement. He felt that with his knowledge of the financial industry, its products, and his strong business background he could build a client centered business based on honesty, communication, and hard work to help people reach their financial goals. Scott's financial services methods emphasize a conservative investment management approach utilizing various forms of securities and insurance products to help meet his client's financial goals.

Scott is very experienced in the use of living benefits of whole life insurance to help secure your retirement, build family wealth, land leave a legacy to your kids. 

Scott enjoys golf, tennis, and mountain biking. He is involved in many areas of local and glaobal mission work and feels fortunate to have met and gotten to know many wonderful people in those times.


Megan McDonald

Megan McDonald  Is a graduate of Virginia Tech with a degree in Hospitality and Tourism Management from the Pamplin College of Business.  She is Insuranced Licensed and currently serves as th office manager and administrative assistant for the the firm.